The Lending Tree

Based on Google Reviews

Home Purchase Mortgages

Buying a home? Find the mortgage that fits.

One licensed broker, 20+ partner banks, and your own specialist from first call to completion.

The most followed mortgage broker in the UAE

Impossible is NOT an outcome!

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Takes about 60 seconds

Thank you. An adviser will call you shortly.

We could not send that. Please message us on WhatsApp or call +971 4 447 7127.

What can we help with?

What is your residency?

Where do we reach you?

50+Mortgage Specialists
AED 25B+Lending Arranged Since 2016
20+Banks on our Panel
Simple to ComplexEvery Profile
Why Buyers Choose us

The right bank before you commit.

Know what you can borrow - and which banks fit your profile - before you commit to a property.

First Homes and Next Moves

Whether it is your first purchase in the UAE or your next one, we match your file to the lenders it fits.

The Right Banks First

We send your file where it fits - not everywhere at once - so you avoid unnecessary applications.

Salaried and Self-Employed

Payslips or business accounts, we know how each bank reads your income.

Residents, Non-Residents and Nationals

Residents, non-residents and UAE/GCC nationals - each assessed under the lending rules that apply to them.

How It Works

From your first question to the keys.

Three stages. Your specialist tells you where you are, what happens next, and what is needed from you.

1

Tell us what you want to buy

A short call or WhatsApp chat about the property, your income and your deposit. We give you an initial view before asking for documents.

Before you share a document
2

We match your file to the right banks

We check which lenders fit your income and the property, then prepare the application with you.

Avoid unnecessary applications
3

Valuation, offer and transfer

Your specialist manages the valuation, offer letter and transfer - and tells you exactly what is needed from you, and when.

Through to handover

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What to Have Ready

Have these ready.

We do the rest. The exact documents depend on the bank and how you earn, but most purchase applications start with these.

  • Passport, plus visa and Emirates ID if you are a UAE resident
  • Recent personal bank statements
  • A salary certificate and payslips, if you are salaried
  • Trade licence, if you are self-employed
  • Details of the property you are buying

Your specialist confirms exactly what your bank needs before anything is submitted.

The panel

20+ banks. One place to compare them.

We track current rates, lending policies and credit appetite across 20+ partner banks, so we know which lenders best fit your profile.

ADCB
ADIB
Ajman Bank
Al Masraf
Bank of Baroda
Commercial Bank of Dubai
Dubai Islamic Bank
Emirates Islamic

& many more

In their words

What clients say when it is over.

Had a great experience working with Sidhu as the mortgage advisor. The entire process was smooth, well managed, and professionally handled from start to finish. He made sure we stayed aligned with the promised timeline and navigated every step efficiently.
Hemza Becettion JS Sidhu · Verified Google review
I was already finalizing my property when I was introduced to Ahmed Coush. From that moment, the entire journey became a seamless, hassle-free experience leading all the way to the final transfer. He efficiently managed every critical stage, from identifying the best bank rates and securing pre-approval to coordinating the valuation.
Lekha Guptaon Ahmed Coush · Verified Google review
Her in depth knowledge on the mortgage process from application till approval and disbursement has made my life easy. She is a great customer service person as well since she kept on coordinating very closely until the job is done.
Shushant Bairagion Nitika Bansal · Verified Google review
I would like to thank Karan for his outstanding support with my UAE home mortgage. He was very patient, responsive, and always willing to help with all my questions. His guidance made the entire process easy and transparent.
Saurav Singhon Karan Singh · Verified Google review

Read our reviews on Google

Questions

Before you enquire.

How much deposit do I need?

It depends on the property value, whether it is your first home and your residency. The deposit must come from your own funds, not a loan. We tell you what applies to you before you commit.

Can I find out what I can borrow before I choose a property?

In most cases, yes. We work out what the banks are likely to lend you first, so you can make an offer knowing where you stand.

Do you work with off-plan and handover purchases?

Yes. Tell us about the project and we point you to the banks that finance it.

What does it cost to use a broker?

We are upfront about any fees before you commit, so there are no surprises.

Next Step

Found the home? Start with sixty seconds.

Tell us what you are buying, and a specialist will call you back.

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