The Lending Tree

Based on Google Reviews

Islamic and Shariah Compliant Finance

Shariah-compliant home finance, compared across banks.

One licensed broker, 20+ partner banks including Islamic banks, with options for UAE residents, non-residents and UAE/GCC nationals.

The most followed mortgage broker in the UAE

Impossible is NOT an outcome!

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Takes about 60 seconds

Thank you. An adviser will call you shortly.

We could not send that. Please message us on WhatsApp or call +971 4 447 7127.

What can we help with?

What is your residency?

Where do we reach you?

50+Mortgage Specialists
AED 25B+Lending Arranged Since 2016
20+Banks on our Panel
Simple to ComplexEvery Profile
Why Clients Choose us

Shariah-compliant, without the guesswork.

Islamic home finance works differently from a conventional mortgage. We explain the structure clearly and compare the banks that offer it.

Ijara and Murabaha

Both structures explained clearly, so you understand what you are signing before you choose.

Islamic Banks on our Panel

We compare Shariah-compliant options across the Islamic banks on our panel.

Residents, Nationals and Non-Residents

UAE residents, UAE/GCC nationals and non-residents - we match your case to the lenders that fit.

Purchase, Buyout and Equity Release

For new purchase, buyout, refinance or equity release - subject to the bank’s Shariah-compliant product options.

How It Works

From your first question to completion.

Three stages. Your specialist tells you where you are, what happens next, and what is needed from you.

1

Tell us what you need

A short call or WhatsApp chat about your property, income and financing requirement. We also discuss the Shariah-compliant structures available to you.

Before you share a document
2

We compare the Islamic options

We compare the Islamic banks and structures that fit your profile, property and transaction, then prepare the application with you.

Avoid unnecessary applications
3

Valuation, offer and transfer

Your specialist manages the bank process through approval and completion - and tells you exactly what is needed from you, and when.

Through to completion

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What to Have Ready

Have these ready.

We do the rest. The exact list depends on the bank, your income profile and the transaction. Most buyout applications start with these.

  • Passport, plus visa and Emirates ID if you are a UAE resident
  • Recent personal bank statements
  • A salary certificate and payslips, if you are salaried
  • Trade licence, if you are self-employed
  • Property details and your mortgage requirement

Your specialist confirms exactly what your bank needs before anything is submitted.

The panel

20+ banks. One place to compare them.

We track current rates, lending policies and credit appetite across 20+ partner banks, so we know which lenders best fit your profile.

ADCB
ADIB
Ajman Bank
Al Masraf
Bank of Baroda
Commercial Bank of Dubai
Dubai Islamic Bank
Emirates Islamic

& many more

In their words

What clients say when it is over.

Had a great experience working with Sidhu as the mortgage advisor. The entire process was smooth, well managed, and professionally handled from start to finish. He made sure we stayed aligned with the promised timeline and navigated every step efficiently.
Hemza Becettion JS Sidhu · Verified Google review
I was already finalizing my property when I was introduced to Ahmed Coush. From that moment, the entire journey became a seamless, hassle-free experience leading all the way to the final transfer. He efficiently managed every critical stage, from identifying the best bank rates and securing pre-approval to coordinating the valuation.
Lekha Guptaon Ahmed Coush · Verified Google review
Her in depth knowledge on the mortgage process from application till approval and disbursement has made my life easy. She is a great customer service person as well since she kept on coordinating very closely until the job is done.
Shushant Bairagion Nitika Bansal · Verified Google review
I would like to thank Karan for his outstanding support with my UAE home mortgage. He was very patient, responsive, and always willing to help with all my questions. His guidance made the entire process easy and transparent.
Saurav Singhon Karan Singh · Verified Google review

Read our reviews on Google

Questions

Before you enquire.

What is the difference between Ijara and Murabaha?

In an Ijara, the bank owns the property and leases it to you until you have paid for it. In a Murabaha, the bank buys the property and sells it to you at an agreed price, paid in instalments. Your specialist explains which one each bank offers.

Is Islamic home finance more expensive than a conventional mortgage?

Not necessarily. It depends on the bank and on your profile. We compare Islamic and conventional offers side by side, so you can see the difference before you choose.

Can non-Muslims take Islamic home finance?

Ask us. It depends on the bank and on your file, and we tell you which banks on our panel will consider you.

What does it cost to use a broker?

We are upfront about any fees before you commit, so there are no surprises.

Next Step

Prefer Islamic finance? Start with sixty seconds.

Tell us your financing requirement. A specialist will call you back with an initial view.

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