The Lending Tree

Based on Google Reviews

Plot and Land Loans

Plot or build? We find banks that finance it.

One licensed broker, 20+ partner banks, and a specialist who understands plot, land and construction finance from start to completion.

The most followed mortgage broker in the UAE

Impossible is NOT an outcome!

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Takes about 60 seconds

Thank you. An adviser will call you shortly.

We could not send that. Please message us on WhatsApp or call +971 4 447 7127.

What can we help with?

What is your residency?

Where do we reach you?

50+Mortgage Specialists
AED 25B+Lending Arranged Since 2016
20+Banks on our Panel
Simple to ComplexEvery Profile
Why Buyers Choose us

Land and construction, planned from the start.

Land and construction finance varies by lender. We identify the banks that fit your property, profile and requirement before you commit.

Plots and Land

Buying land or a plot to build on? We match your case to the lenders that finance it.

Construction Finance

Building on land you already own? We identify lenders offering staged construction finance as the build progresses.

Salaried and Self-Employed

Salaried or self-employed, we know how each lender assesses your income profile.

Residents and Nationals

UAE residents and UAE/GCC nationals - each assessed under the lending rules that apply to them.

How It Works

From land finance to the finished build.

Three stages. Your specialist tells you where you are, what happens next, and what is needed from you.

1

Tell us about your plans

A short call or WhatsApp chat about the land, what you plan to do with it, your income and financing requirement. No documents needed for the first conversation.

Before you share a document
2

We match your case to the right banks

We check which lenders fit the land, proposed use, income profile and financing requirement, then prepare the application with you.

Avoid unnecessary applications
3

Approval through completion

Your specialist manages the bank process through approval and completion - and tells you exactly what is needed from you, and when.

Through to completion

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What to Have Ready

Have these ready.

We do the rest. The exact list depends on the bank and on how you earn. This is what most equity release applications start with.

  • Passport, plus visa and Emirates ID if you are a UAE resident
  • Recent personal bank statements
  • A salary certificate and payslips, if you are salaried
  • Trade licence, if you are self-employed
  • Property details and your mortgage requirement

Your specialist confirms exactly what your bank needs before anything is submitted.

The panel

20+ banks. One place to compare them.

We track current rates, lending policies and credit appetite across 20+ partner banks, so we know which lenders best fit your profile.

ADCB
ADIB
Ajman Bank
Al Masraf
Bank of Baroda
Commercial Bank of Dubai
Dubai Islamic Bank
Emirates Islamic

& many more

In their words

What clients say when it is over.

Had a great experience working with Sidhu as the mortgage advisor. The entire process was smooth, well managed, and professionally handled from start to finish. He made sure we stayed aligned with the promised timeline and navigated every step efficiently.
Hemza Becettion JS Sidhu · Verified Google review
I was already finalizing my property when I was introduced to Ahmed Coush. From that moment, the entire journey became a seamless, hassle-free experience leading all the way to the final transfer. He efficiently managed every critical stage, from identifying the best bank rates and securing pre-approval to coordinating the valuation.
Lekha Guptaon Ahmed Coush · Verified Google review
Her in depth knowledge on the mortgage process from application till approval and disbursement has made my life easy. She is a great customer service person as well since she kept on coordinating very closely until the job is done.
Shushant Bairagion Nitika Bansal · Verified Google review
I would like to thank Karan for his outstanding support with my UAE home mortgage. He was very patient, responsive, and always willing to help with all my questions. His guidance made the entire process easy and transparent.
Saurav Singhon Karan Singh · Verified Google review

Read our reviews on Google

Questions

Before you enquire.

Do banks finance land on its own?

Some do, and the terms often differ from a home loan. We tell you which banks on our panel finance a plot purchase before you apply.

How does construction finance work?

It is usually released in stages as the build progresses, and each bank sets its own conditions. Your specialist explains how the banks that fit your plans do it.

Can I finance the plot and the build together?

Sometimes. It depends on the bank and on your plans. We look at both and tell you what is possible.

What does it cost to use a broker?

We are upfront about any fees before you commit, so there are no surprises.

Next Step

Looking for land or construction finance? Start with sixty seconds.

Tell us about the land and your financing requirement. A specialist will call you back with an initial view.

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