Based on 
Reviews
UAE and GCC Nationals
UAE and GCC nationals, handled end to end.
One licensed broker, 20+ partner banks, and a specialist who knows the lending rules and benefits available to UAE and GCC nationals.
Impossible is NOT an outcome!
Terms built around nationals.
UAE lending rules treat nationals differently from expat residents. We make sure your case is structured around the rules and benefits that apply to you.
Rules for Nationals
Nationals can have different lending limits and eligibility rules. We make sure your case is structured around them.
First Homes and Family Homes
Your first home, family home or investment property - we match it to the lenders that fit.
The Right Banks First
We take your case to the lenders where it has the strongest fit - not everywhere at once.
Salaried and Self-Employed
Government, private-sector and business income - each presented the way banks expect to see it.
From your first question to the keys.
Three stages. Your specialist tells you where you are, what happens next, and what is needed from you.
Tell us what you want to buy
A short call or WhatsApp chat about the property, your income and what you want to achieve. No documents needed for the first conversation.
Before you share a documentWe match your file to the right banks
We check which lenders offer the strongest fit for your income, property and the lending terms available to nationals.
Avoid unnecessary applicationsValuation, offer and transfer
Your specialist manages the valuation, offer letter and transfer - and tells you exactly what is needed from you, and when.
Through to completionHave these ready.
We do the rest. The exact list depends on the bank, your income profile and the transaction. Most applications from nationals start with these.
- Passport and Emirates ID
- Family book, for UAE nationals
- A salary certificate and payslips, if you are salaried
- Trade licence, if you are self-employed
- Recent personal bank statements
- Property details and your mortgage requirement
Your specialist confirms exactly what your bank needs before anything is submitted.
20+ banks. One place to compare them.
We track current rates, lending policies and credit appetite across 20+ partner banks, so we know which lenders best fit your profile.
& many more
Bank names and logos belong to their respective owners and are shown only to identify lenders we work with. No endorsement or affiliation is implied.
What clients say when it is over.
Had a great experience working with Sidhu as the mortgage advisor. The entire process was smooth, well managed, and professionally handled from start to finish. He made sure we stayed aligned with the promised timeline and navigated every step efficiently.
I was already finalizing my property when I was introduced to Ahmed Coush. From that moment, the entire journey became a seamless, hassle-free experience leading all the way to the final transfer. He efficiently managed every critical stage, from identifying the best bank rates and securing pre-approval to coordinating the valuation.
Her in depth knowledge on the mortgage process from application till approval and disbursement has made my life easy. She is a great customer service person as well since she kept on coordinating very closely until the job is done.
I would like to thank Karan for his outstanding support with my UAE home mortgage. He was very patient, responsive, and always willing to help with all my questions. His guidance made the entire process easy and transparent.
Before you enquire.
Do nationals get different terms?
Yes. UAE lending rules set different limits for nationals than for expat residents, and some banks add their own offers. We tell you what applies to you.
Can GCC nationals apply?
Yes. Tell us your nationality and where you live, and we point you to the banks whose terms fit.
Can I buy a second property?
Yes, though lending limits differ for a second or investment property. We work out what your case supports.
What does it cost to use a broker?
We are upfront about any fees before you commit, so there are no surprises.
Ready to move forward? Start with sixty seconds.
Tell us your mortgage requirement. A specialist will call you back with an initial view.