Based on 
Reviews
Self-Employed Mortgages
Self-employed? Your income counts.
Business owners and freelancers are assessed differently. We know what each bank looks for - and how to present your case.
Impossible is NOT an outcome!
Built for income that is not a payslip.
Banks assess business income differently. We know which lenders understand your profile - and how they want to see it.
Business Owners and Freelancers
Trade licence holders, partners and freelancers - each assessed with the evidence banks expect.
Banks That Understand your Income
Not every lender assesses self-employed income the same way. We take your case to the banks where it has the strongest fit.
Purchase, Refinance and Equity
New purchase, buyout, refinance or equity release - we match the transaction to the lenders that fit.
Residents and Non-Residents
Business owners in the UAE or abroad - one specialist manages the case from start to completion.
From your first question to completion.
Three stages. Your specialist tells you where you are, what happens next, and what is needed from you.
Tell us about your business
A short call about your business, how you pay yourself, your property and what you want to achieve. No documents needed for the first conversation.
Before you share a documentWe structure your case for the right banks
We assess how lenders are likely to read your income, then structure the case and take it to the banks where it has the strongest fit.
Avoid unnecessary applicationsApproval through completion
Your specialist manages the bank process through approval and completion - and tells you exactly what is needed from you, and when.
Through to completionHave these ready.
We do the rest. The exact list depends on the bank, your business and the transaction. Most self-employed applications start with these.
- Passport, plus visa and Emirates ID if you are a UAE resident
- Trade licence and company documents
- Recent business and personal bank statements
- Property details and your mortgage requirement
Your specialist confirms exactly what your bank needs before anything is submitted.
20+ banks. One place to compare them.
We track current rates, lending policies and credit appetite across 20+ partner banks, so we know which lenders best fit your profile.
& many more
Bank names and logos belong to their respective owners and are shown only to identify lenders we work with. No endorsement or affiliation is implied.
What clients say when it is over.
Had a great experience working with Sidhu as the mortgage advisor. The entire process was smooth, well managed, and professionally handled from start to finish. He made sure we stayed aligned with the promised timeline and navigated every step efficiently.
I was already finalizing my property when I was introduced to Ahmed Coush. From that moment, the entire journey became a seamless, hassle-free experience leading all the way to the final transfer. He efficiently managed every critical stage, from identifying the best bank rates and securing pre-approval to coordinating the valuation.
Her in depth knowledge on the mortgage process from application till approval and disbursement has made my life easy. She is a great customer service person as well since she kept on coordinating very closely until the job is done.
I would like to thank Karan for his outstanding support with my UAE home mortgage. He was very patient, responsive, and always willing to help with all my questions. His guidance made the entire process easy and transparent.
Before you enquire.
Can I get a mortgage if I am self-employed?
Yes. Banks assess self-employed income differently from a salary, and we know which lenders are more comfortable with your kind of business.
How long does my business need to have been trading?
It varies by bank. Some ask for a longer track record than others, so tell us when you started and we point you to the lenders that fit.
Do freelancers qualify?
Many do. What matters is how your income is evidenced, and we help you present it the way banks expect.
What does it cost to use a broker?
We are upfront about any fees before you commit, so there are no surprises.
Self-employed? Start with sixty seconds.
Tell us about your business and your mortgage requirement. A specialist will call you back.