The Lending Tree

Based on Google Reviews

Commercial Mortgages

Commercial property? We find the lenders.

One licensed broker, 20+ partner banks, and a specialist who understands commercial property finance across purchase, buyout, refinance and equity release.

The most followed mortgage broker in the UAE

Impossible is NOT an outcome!

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Takes about 60 seconds

Thank you. An adviser will call you shortly.

We could not send that. Please message us on WhatsApp or call +971 4 447 7127.

What can we help with?

What is your residency?

Where do we reach you?

50+Mortgage Specialists
AED 25B+Lending Arranged Since 2016
20+Banks on our Panel
Simple to ComplexEvery Profile
WHY COMMERCIAL CLIENTS CHOOSE US

Commercial lending, prepared the way banks read it.

Banks assess commercial property differently from residential finance. We prepare your case around the questions they ask.

Offices, Retail and Warehouses

Tell us the property type and how it will be used. We match the case to the banks that finance it.

Company and Individual Buyers

Whether you buy personally or through a company, we know what each bank expects.

Owner-Occupied or Let

Owner-occupied or investment property - we present the income and usage the way lenders assess them.

Refinance, Buyout and Equity Release

Already own commercial property? We compare options for buyout, refinance or equity release across our bank panel.

How It Works

From your first question to completion.

Three stages. Your specialist tells you where you are, what happens next, and what is needed from you.

1

Tell us about the property and your requirement

A short call or WhatsApp chat about the property, how it will be used, who is borrowing and what you want to achieve. No documents needed for the first conversation.

Before you share a document
2

We match your file to the right banks

We check which lenders fit the property, borrower profile and transaction, then prepare the application with you.

Avoid unnecessary applications
3

Approval through completion

Your specialist manages the bank process through approval and completion - and tells you exactly what is needed from you, and when.

Through to completion

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What to Have Ready

Have these ready.

We do the rest. The exact list depends on the bank and on how you earn. This is what most equity release applications start with.

  • Passport, plus visa and Emirates ID if you are a UAE resident
  • Recent personal bank statements
  • A salary certificate and payslips, if you are salaried
  • Trade licence, if you are self-employed
  • Property details and your mortgage requirement

Your specialist confirms exactly what your bank needs before anything is submitted.

The panel

20+ banks. One place to compare them.

We track current rates, lending policies and credit appetite across 20+ partner banks, so we know which lenders best fit your profile.

ADCB
ADIB
Ajman Bank
Al Masraf
Bank of Baroda
Commercial Bank of Dubai
Dubai Islamic Bank
Emirates Islamic

& many more

In their words

What clients say when it is over.

Had a great experience working with Sidhu as the mortgage advisor. The entire process was smooth, well managed, and professionally handled from start to finish. He made sure we stayed aligned with the promised timeline and navigated every step efficiently.
Hemza Becettion JS Sidhu · Verified Google review
I was already finalizing my property when I was introduced to Ahmed Coush. From that moment, the entire journey became a seamless, hassle-free experience leading all the way to the final transfer. He efficiently managed every critical stage, from identifying the best bank rates and securing pre-approval to coordinating the valuation.
Lekha Guptaon Ahmed Coush · Verified Google review
Her in depth knowledge on the mortgage process from application till approval and disbursement has made my life easy. She is a great customer service person as well since she kept on coordinating very closely until the job is done.
Shushant Bairagion Nitika Bansal · Verified Google review
I would like to thank Karan for his outstanding support with my UAE home mortgage. He was very patient, responsive, and always willing to help with all my questions. His guidance made the entire process easy and transparent.
Saurav Singhon Karan Singh · Verified Google review

Read our reviews on Google

Questions

Before you enquire.

Is a commercial mortgage different from a home mortgage?

Yes. Banks assess the property, its use and the buyer's finances in their own way, and the terms often differ from a home loan. We tell you what each bank looks for before you apply.

Can I buy through my company?

Often, yes. Some banks lend to companies and some prefer individual buyers. We point you to the ones that fit how you want to buy.

Can rental income help my application?

It can. Some banks take the rent from a let property into account. Your specialist tells you how each bank treats it.

What does it cost to use a broker?

We are upfront about any fees before you commit, so there are no surprises.

Next Step

Found the property? Start with sixty seconds.

Tell us about the property and your financing requirement. A specialist will call you back with an initial view.

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