Answers
How much does it cost to release a mortgage in Dubai?
A short answer, with the article it comes from.
The answer
The Dubai Land Department charges AED 1,000 to remove a mortgage, plus the DLD service fee of AED 580 and a service partner fee of AED 300 plus VAT at a trustee office. Your bank's clearance letter is capped at AED 95 plus VAT.
Dubai Land Department, Request for Mortgage Termination, Registering the Sale of a Mortgaged Property and Request for Mortgage Transfer; CBUAE Regulation 29/2011 Appendix 2 items 35 and 42; checked 7 October 2026. AED 580 is the fixed DLD service fee as confirmed by The Lending Tree.
Those are the fees on the Land Department's mortgage release service, listed as a request for mortgage termination. An ordinary release can also be submitted by the bank through the Department's online mortgage system.
Where the release is part of a sale, the Land Department's procedure for selling a mortgaged property lists AED 1,290 for the mortgage release procedure and AED 315 for the registrar, so the figure depends on which transaction you are completing.
Before the release, the loan must be settled. On a conventional home loan, the Central Bank caps an early settlement fee at 1 percent of the outstanding balance or AED 10,000, whichever is less, and the bank's clearance letter at AED 95, both exclusive of VAT.
If you are moving your mortgage to another bank, that goes through the Land Department's mortgage transfer service instead: 0.25 percent of the mortgage value, the DLD service fee of AED 580, and a service partner fee of AED 4,000 plus VAT. A specialist can add up every line for your case before you commit.
Rules are the easy part. Your file is the question.
Clearing or moving a mortgage? Talk to a Specialist for the full cost.